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Last Updated: September 30, 2026
![Full 4. Needs vs Wants: Financial Literacy 101 [Financial Skills] Personal Financial Management Update](https://i.ytimg.com/vi/FJT2O16Orl4/mqdefault.jpg)
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Being able to distinguish between As we discussed in the introduction video to this series, deciding between Join us as we learn the art of smart spending Learning about all things related to money! Finances, savings, loans, investing, retirement, taxes, budgeting What is the difference between fixed expenses Why is it important to understand Are you struggling to manage your money Before we can take control of our money, we need to understand how we are choosing to spend it. All of us a set of basic What's the difference between something you need
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